Which JetBlue Credit Card Is Right for You? - NerdWallet (2025)

MORE LIKE THISTravel InsuranceCredit CardsTravel Rewards Credit CardsAirline Credit Cards

Committed JetBlue flyers have two consumer options when looking for a credit card that will earn extra TrueBlue points: the JetBlue Card and the JetBlue Plus Card.

The credit cards, issued by Barclays, both offer sign-up bonuses, plus the ability to earn extra points on JetBlue, restaurant and grocery store purchases. Either card will also snag you discounts when you buy cocktails or food in-flight, and they also both feature 0% intro APR offers.

The TrueBlue points you earn with either card can be redeemed for flights on JetBlue or Hawaiian Airlines, and for packages with JetBlue Vacations. You can also pool points with up to seven other TrueBlue members or transfer points to another TrueBlue member for a fee. As Mastercards with no foreign transaction fees, both cards travel well all over the world, even if you're in a country JetBlue doesn’t serve.

From there, though, the cards go their separate ways. The JetBlue Card sticks to a shorter list of benefits, but its $0 annual fee makes it budget-friendly. The JetBlue Plus Card packs on the perks in exchange for an $99 annual fee.

Here's how to choose between the two:

How the cards compare

JetBlue Card

Read review

JetBlue Plus Card

Read review

Sign-up bonus

Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days.

Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days, with the JetBlue Plus Card.

Ongoing rewards

  • 3 points on JetBlue purchases.

  • 2 points at restaurants and grocery stores.

  • 1 point elsewhere.

  • 6 points on JetBlue purchases.

  • 2 points at restaurants and grocery stores.

  • 1 point elsewhere.

Other travel perks

50% in-flight savings on cocktails and food purchases.

  • 50% in-flight savings on cocktails and food purchases.

  • First checked bag free for you and up to three companions on the same reservation.

  • Mosaic benefits after you spend $50,000 in a calendar year.

  • $100 annual statement credit after you buy a JetBlue Vacations package worth $100 or more.

Redemption bonus

None.

10% redemption bonus when you redeem TrueBlue points for flights.

Anniversary bonus

None.

5,000 points bonus each year.

Still not sure?

Read Review
Read Review

When to pick the JetBlue Card

NerdWallet rating

Learn More

A $0-annual-fee travel card isn’t easy to find, so if you're adamantly opposed to paying for the privilege of holding a card, the JetBlue Card is an option. It can certainly allow you to rack up rewards while keeping costs low, especially since you can earn elevated rewards on more than just direct spending with JetBlue.

The in-flight discounts are also a nice plus for a $0-annual-fee.

However, you won’t get as many extras as you would with a card that charges an annual fee. In the case of the JetBlue Card, new cardholders can get this sign-up bonus: Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days. That sum of points might cover a round-trip, short-haul flight — like New York to Boston or Washington, D.C., to Charleston, South Carolina — but it's a modest bonus at best and won't take you very far.

Plus, in exchange for no annual fee, there's also no free checked bag benefit, a key perk for many airline travel cards.

If you just want to quickly increase your stash of TrueBlue points without a lot of fuss, the JetBlue Card keeps it simple. But more frequent JetBlue passengers may get enough value out of this card’s higher-end counterpart to make the annual fee worthwhile.

» MORE: Full review of the JetBlue Card

When to pick the JetBlue Plus Card

NerdWallet rating

Learn More

The hallmark of the JetBlue Plus Card is its substantially higher sign-up bonus: Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days, with the JetBlue Plus Card. That could cover one or two longer round-trip flights. You’ll get the same 50% off in-flight purchases, but you'll also earn a higher rewards rate on JetBlue purchases: 6 points per $1, which is double the earning rate of the JetBlue Card. (You’ll earn the same 2 points per $1 at restaurants and grocery stores and 1 point per $1 on everything else.)

Now, this is where the JetBlue Plus Card starts cooking with gas, despite its $99 annual fee:

  • Free checked bags for you and up to three others on your reservation. At $30 per bag each way if you book the lowest Blue fares, this can save you up to $240 on a round-trip vacation.

  • A discount on JetBlue Vacations packages of up to $100 each year for packages costing at least $100. The discount comes in the form of a statement credit.

  • A 5,000-point bonus each account anniversary. NerdWallet values JetBlue points at an average of 1.5 cents cents each for domestic redemptions, so that's up to $75 in value you get back each year automatically — making the effective annual fee $24.

  • Mosaic status if you spend $50,000 per calendar year. That gets you extras like priority boarding, access to an expedited security line, free on-board alcoholic beverages and waived cancellation fees. Ordinarily, you would have to spend $5,000 on JetBlue flights or $4,000 and fly on JetBlue 30 segments in a calendar year to earn Mosaic status.

Light packers, infrequent travelers or lower spenders are less likely to get the full value out of this card. Still, if a longer JetBlue flight or two is in your future, even if it’s not this year, it may be worth considering the JetBlue Plus Card for now, then downgrading to the JetBlue Card later to save on the annual fee. JetBlue points don’t expire, so you can hold on to that bonus for as long as you would like.

» MORE: Review of the JetBlue Plus Card

Which JetBlue Credit Card Is Right for You? - NerdWallet (2025)

FAQs

How do I know which credit card is right for me? ›

Here's a checklist of some things to look at when you choose a credit card:
  1. Annual Percentage Rate (APR). This is the cost of borrowing on the card, if you don't pay the whole balance off each month. ...
  2. minimum repayment. ...
  3. annual fee. ...
  4. charges. ...
  5. introductory interest rates. ...
  6. loyalty points or rewards. ...
  7. cash back.

What credit score do you need for a JetBlue credit card? ›

There is no specific credit score minimum required to get approved for the JetBlue Plus card. However, it's recommended that you have good to excellent credit, or a FICO score of at least 670.

Does JetBlue Card make sense? ›

If you're in the market for a good entry-level airline rewards card, the JetBlue Card is definitely worth it. The card gets you 3X points on JetBlue purchases and accelerated rewards on restaurant and grocery store purchases. It also offers 50% savings on eligible JetBlue in-flight purchases — all for a $0 annual fee.

What credit card is associated with JetBlue? ›

JetBlue and TrueBlue are registered trademarks of JetBlue Airways Corporation. The JetBlue World Mastercard (JetBlue Card), JetBlue Plus World Elite Mastercard (JetBlue Plus Card), and JetBlue Business Card are issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated.

How do I know which credit card will approve me? ›

Card issuers consider your income, employment status, credit score and other factors to determine whether they will issue you a specific card. If you're struggling to get approved for the best credit cards, you may be able to build your credit with a secured credit card, which is typically easier to be approved for.

How to choose the right credit card for your lifestyle? ›

An often overlooked method of choosing a credit card is reviewing your highest spending categories on your current credit card. A quick way to see this info is reviewing your year-end credit card summary. This separates your purchases by category throughout the year, plus it shows what you've paid in interest and fees.

Is it hard to get the JetBlue Card? ›

You need a credit score of 700+ to get the JetBlue Card. That means at least good credit is required for approval. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

Is a JetBlue Card a hard inquiry? ›

Yes, the JetBlue credit card will do a hard pull. You will need a credit score of at least 700 to get it and there is no way to get pre-approved. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

Can I prequalify for a JetBlue credit card? ›

The only way you can get pre-approved for the JetBlue Plus Card is by receiving an offer to apply. The issuer does not offer pre-approval through its website.

Do you get free bag with JetBlue credit card? ›

Get your first checked bag free.

Plus, one free checked bag for 3 eligible companions with JetBlue Plus Card.

How much are 60,000 JetBlue points worth? ›

How much are 60,000 TrueBlue points worth? At 1.3 cents per point, 60,000 TrueBlue points are worth $780. At 1.6 cents per point, you'll get $960.

How to get JetBlue 80000 points? ›

This new credit card offer from JetBlue may just get you there. Customers who sign up for a Barclays JetBlue Plus Mastercard before Monday are eligible to earn 80,000 bonus points after spending $1,000 on purchases and paying the $99 annual fee in full, both within the first 90 days of having the card.

Does AmEx partner with JetBlue? ›

JetBlue TrueBlue

Although not as large as other U.S.-based airlines, JetBlue Airways services destinations in North America, the Caribbean, Europe and Latin America. AmEx points can be transferred over to JetBlue TrueBlue at a 2.5-to-2 ratio.

What is the name of Citibank Jet Airways credit card? ›

Jet Airways will launch a new co-branded credit card shortly, it said. Citibank will launch a new airline credit card, called PremierMiles. It will charge customers ₹ 3,000 a year for the new cards, as against the ₹ 2,500-a-year fee for the Citi-Jet cards.

Can I transfer JetBlue points to Chase? ›

What you need. The minimum amount of points you can transfer is 1,000, so you'll need at least that many and an account in the JetBlue TrueBlue program. To access Chase Ultimate Rewards, you must have at least one of the program's credit cards.

How do I know what credit card I can apply for? ›

Know Where Your Credit Stands

Before you begin researching cards, learn what cards you're likely to qualify for. Alongside your income, your credit has a big impact on what cards you'll be eligible for. Credit card issuers also look at your credit as a way of deciding your card's interest rate and credit limit.

How do I find the best credit card for myself? ›

How To Choose a Credit Card
  1. Making a large purchase. Then you'll likely want a credit card that offers a low interest rate or 0% introductory APR so you can have more time to pay it off.
  2. Grocery purchases. A card that offers bonus rewards at supermarkets could be right for you.
  3. Travel benefits.
May 31, 2024

How do I know which credit card to keep? ›

Make sure any card you get will help you maintain or grow your credit score based on your own financial situation. For example, if you always carry a balance, choose a card with a low interest rate and avoid charge cards, which must be paid off in full each month or are subject to very high interest rates.

How do I know which card to use? ›

Identify your spending habits

Here are some common needs that credit cards address. Daily spends: If your primary use is for everyday purchases like groceries, utility bills, fuel etc., look for a card that offers maximum cashback or reward points on such categories without an annual fee.

Top Articles
Latest Posts
Recommended Articles
Article information

Author: Corie Satterfield

Last Updated:

Views: 6659

Rating: 4.1 / 5 (42 voted)

Reviews: 89% of readers found this page helpful

Author information

Name: Corie Satterfield

Birthday: 1992-08-19

Address: 850 Benjamin Bridge, Dickinsonchester, CO 68572-0542

Phone: +26813599986666

Job: Sales Manager

Hobby: Table tennis, Soapmaking, Flower arranging, amateur radio, Rock climbing, scrapbook, Horseback riding

Introduction: My name is Corie Satterfield, I am a fancy, perfect, spotless, quaint, fantastic, funny, lucky person who loves writing and wants to share my knowledge and understanding with you.